5 steps towards a financially fit retirement
4th August 2025
Our Process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Meet and greet
The beginning of the journey involves a simple meet and greet to get to know one another.
We may discuss your financial objectives, both short-term and long-term to ensure we understand your priorities, values, and risk tolerance towards investing.
Gather Data
Together, we work to further define your goals and agree upon what our advice will cover. At this stage we collect relevant information about your assets, liabilities, income, expenses and any insurance coverage you may have.
Research
The research stage involves Coastal Compass Financial Planning completing a SWOT analysis. We identify for you any strengths, weaknesses, opportunities and threats and put together a financial plan for you to consider.
Presentation
We meet again to present our findings to you and explain our proposed recommendations to meet your objectives. We ensure that you understand any strategies presented to you including the benefits to your situation and do not proceed further unless you are completely comfortable.
Implementation
With your agreement, Coastal Compass Financial Planning will put the financial plan into action, which may involve purchasing, selling or adjusting investments , purchasing insurance, or adjusting spending habits.
Review
Whilst not compulsory we recommend our clients regularly review their financial plan’s progress with us and make adjustments as needed. This ensures it remains aligned with your goals and changing circumstances over time.