5 steps towards a financially fit retirement
4th August 2025
Did you know that the word wealth comes from the Old English word “weal”,
meaning well-being?
True wealth isn’t about money – it’s about health happiness and harmony. We are all different, wealth means different things to different people. Let us help you build a life that’s rich in all the ways that matter by providing tailored financial advice that suits your lifestyle.
Why Get Financial Advice?
Financial advice can help you make better decisions about your financial future at any stage in your life. You work hard so why not make sure your money is working as hard as you are?
The value of good financial advice isn’t exclusive to ‘the wealthy’. We all have the potential to build financial independence. A skilled Financial Adviser could help you reach that potential and put thought into action, especially if you tend to put things off.
What we do
We develop tailored step-by-step financial strategies and help you make informed decisions about your money.
Superannuation
Superannuation is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement.
Retirement Planning
Retirement may seem like a long way off but putting money into super now is still a tax effective way to invest your money for the future
Investments
Everyone has different needs and circumstances. Please contact us before you start putting your money into any form of investment.
Wealth Protection
Insurance is the foundation of all financial plans. We can help you evaluate the risks and come up with the right solution for you and your family.
Debt Management
Effective debt management is not just about the interest you pay, but also the type of assets you’re investing in and prioritising your debts.
Estate Planning
We’d all like to leave a legacy once we’re gone. Estate Planning ensures your assets are distributed to the right people at the right time.
Our financial planning process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Our Financial Planning Process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Meet and greet
The beginning of the journey involves a simple meet and greet to get to know one another.
We may discuss your financial objectives, both short-term and long-term to ensure we understand your priorities, values, and risk tolerance towards investing.
Gather Data
Together, we work to further define your goals and agree upon what our advice will cover. At this stage we collect relevant information about your assets, liabilities, income, expenses and any insurance coverage you may have.
Research
The research stage involves Coastal Compass Financial Planning completing a SWOT analysis. We identify for you any strengths, weaknesses, opportunities and threats and put together a financial plan for you to consider.
Presentation
We meet again to present our findings to you and explain our proposed recommendations to meet your objectives. We ensure that you understand any strategies presented to you including the benefits to your situation and do not proceed further unless you are completely comfortable.
Implementation
With your agreement, Coastal Compass Financial Planning will put the financial plan into action, which may involve purchasing, selling or adjusting investments , purchasing insurance, or adjusting spending habits.
Review
Whilst not compulsory we recommend our clients regularly review their financial plan’s progress with us and make adjustments as needed. This ensures it remains aligned with your goals and changing circumstances over time.
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